How property wealth could fund home improvements

Sep 25th '18

Average house prices in the UK rose by 3.7% in August when compared to the same month last year.[1] The long-term growth of the housing market, means that homeownership continues to be a shrewd investment. Having access to this increasing property wealth could be a valuable solution for many over-55 homeowners who are looking to fund large-scale home renovations.

If you have clients who are looking to finance expensive projects, such as home improvements, then a Lifetime Mortgage, the most popular form of equity release, could be of use to them. A lifetime mortgage will allow them to boost their tax-free capital at a time when they need it, without required monthly repayments and while retaining 100% homeownership.

You can refer these clients to Responsible Equity Release, an award-winning name in Lifetime Mortgage brokering. They’ll even handle the customer journey on their end, meaning you won’t have to deal with compliance.

Regulated access to tax-free cash could help your clients enjoy the retirement they’ve been dreaming of.

This is a Lifetime Mortgage which may impact the value of your client’s estate and could affect your client’s entitlement to means-tested state benefits.  To understand the features and risks, ask for a Personalised Illustration.

Responsible Equity Release is a trading style of Responsible Life Limited. Responsible Life Limited is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register( under reference 610205. Only if your client’s case completes will Responsible Life Limited charge an advice fee, currently £1,295. Responsible Life Limited is registered in England & Wales. Company No. 7162252. Registered office: Unit 8 ABC Killinghall Stone Quarry, Ripon Road, Harrogate, HG3 2BA

[1]Source: – House price growth remains steady at 3.7% during August (09.18)