Speech by Sheldon Mills, Director of Competition at the Financial Conduct Authority (FCA), delivered at The Investments and Savings Alliance (TISA) Open Finance Conference, London.


  • Open Finance has the potential  to improve access within Financial Services, and could substantively change the nature of competition.
  • Open Finance is part of a broader data-sharing initiative and will require coordination and consistency across sectors.
  • We want Open Finance to develop in a competitive environment where the right incentives exist for all players to participate, and which delivers good outcomes for consumers.

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Source: FCA