Open Finance: an opportunity for financial services

Nov 18th '19

Speech by Sheldon Mills, Director of Competition at the Financial Conduct Authority (FCA), delivered at The Investments and Savings Alliance (TISA) Open Finance Conference, London.


  • Open Finance has the potential  to improve access within Financial Services, and could substantively change the nature of competition.
  • Open Finance is part of a broader data-sharing initiative and will require coordination and consistency across sectors.
  • We want Open Finance to develop in a competitive environment where the right incentives exist for all players to participate, and which delivers good outcomes for consumers.

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Source: FCA